Unlock Premium Rewards with Every Purchase
Experience luxury, earn unlimited rewards, and enjoy exclusive benefits with Capital Digital credit cards. From cashback to travel perks, we have the perfect card for your lifestyle.
0% APR
Introductory Period
5X Points
On Travel & Dining
$0
First Year Fee
GOLD CARD
JOHN SMITH
08/28
PLATINUM CARD
JOHN SMITH
12/28
TITANIUM CARD
JOHN SMITH
06/29
Travel Insurance
$500K coverage5% Cashback
On all purchasesPremium Features for Exceptional Experiences
Enjoy exclusive benefits and features designed to enhance your lifestyle and maximize your rewards.
Unlimited Rewards
Earn points on every purchase that never expire. Redeem for travel, cashback, or exclusive experiences.
- 5X points on travel & dining
- 3X points on online shopping
- 2X points on all other purchases
- Points never expire
Travel Perks
Access airport lounges worldwide, enjoy travel insurance, and get exclusive hotel upgrades.
- Priority Pass lounge access
- $500K travel insurance
- Hotel status upgrades
- Global Entry/TSA PreCheck credit
Advanced Security
Shop with confidence knowing your transactions are protected by our advanced security measures.
- Virtual card numbers
- Real-time fraud alerts
- Zero liability protection
- Purchase protection up to $10K
24/7 Concierge
Our dedicated concierge team is available 24/7 to assist with travel, dining, and entertainment bookings.
- Restaurant reservations
- Event ticket procurement
- Travel planning assistance
- Gift delivery services
Digital Wallet
Add your card to Apple Pay, Google Pay, and Samsung Pay for secure, contactless payments.
- Apple Pay & Google Pay
- Contactless payments
- Instant transaction alerts
- Digital receipt storage
Financial Insights
Track spending, set budgets, and receive personalized recommendations to maximize your financial health.
- Spending categorization
- Budget tracking tools
- Credit score monitoring
- Personalized offers
Find the Perfect Card for Your Lifestyle
From cashback to travel rewards, select the card that matches your spending habits and lifestyle.
GOLD CARD
YOUR NAME
MM/YY
Gold Card
Perfect for everyday spending with solid rewards
- 3% cashback on dining
- 2% cashback on groceries
- 1% cashback on everything else
- No foreign transaction fees
- Mobile wallet compatibility
- Airport lounge access
- Travel concierge service
PLATINUM CARD
YOUR NAME
MM/YY
Platinum Card
Premium benefits for frequent travelers
- 5X points on travel & dining
- Airport lounge access worldwide
- $200 annual travel credit
- Global Entry/TSA PreCheck credit
- Hotel elite status
- Travel insurance up to $500K
- 24/7 concierge service
TITANIUM CARD
YOUR NAME
MM/YY
Titanium Card
Ultimate luxury with exclusive access
- Unlimited 3X points on all purchases
- Private jet & yacht access
- $300 annual travel credit
- Personal travel assistant
- Exclusive event invitations
- Luxury hotel upgrades
- Priority access to concerts & shows
All cards include: Zero liability protection • Contactless payments • Virtual card numbers • Spending insights • 24/7 customer support
Compare All CardsMaximize Your Earnings
Our flexible rewards program lets you earn points on every purchase and redeem them how you want.
Travel & Dining
On flights, hotels, restaurantsOnline Shopping
Amazon, eBay, retail storesAll Purchases
Everyday spendingBonus Categories
Rotating quarterlyHow to Redeem Your Points
Travel
Book flights, hotels, and car rentals at 1.5¢ per point value
Cashback
Redeem for statement credit at 1¢ per point
Gift Cards
Exchange for popular retailer gift cards
Credit Card Payment Calculator
Calculate your monthly payments and see how long it will take to pay off your balance.
Your Results
Time to Pay Off
AED 2,450
Total InterestAED 27,450
Total PaymentPaying AED 100 more monthly saves AED 850 in interest
Payoff date: Dec 2025
More Than Just a Credit Card
Enjoy premium benefits and services that go beyond traditional credit cards.
24/7 Concierge
Travel, dining, and event assistance
Credit Monitoring
Free FICO score updates monthly
Exclusive Offers
Cardmember-only discounts
Welcome Bonus
Earn bonus points after spending
Credit Card FAQs
Find answers to common questions about Capital Digital credit cards.
What credit score do I need to qualify for a Capital Digital credit card?
Requirements vary by card: Gold Card requires good credit (670+ FICO), Platinum Card requires very good credit (740+ FICO), and Titanium Card requires excellent credit (780+ FICO). We consider your entire financial profile, including income, debt-to-income ratio, and credit history.
How long does it take to get approved and receive my card?
Most applications receive an instant decision. If approved, you'll get virtual card details immediately to add to Apple Pay/Google Pay. Physical cards arrive within 5-7 business days in the UAE (7-14 days internationally). You can expedite shipping for an additional fee.
What are the foreign transaction fees and currency exchange rates?
All Capital Digital credit cards have no foreign transaction fees. Currency conversion uses the Visa/Mastercard exchange rate with no additional markup. This typically saves 3% compared to cards with foreign transaction fees.
How does the rewards program work and do points expire?
You earn points on every purchase according to your card's rewards structure. Points never expire as long as your account remains open and in good standing. Redeem points for travel (best value at 1.5¢ per point), cashback, gift cards, or merchandise through our rewards portal.
What insurance and protection benefits are included?
Benefits vary by card but include: Purchase protection (90-120 days), extended warranty (adds 1-2 years), travel accident insurance, rental car collision damage waiver, trip cancellation/interruption insurance, baggage delay insurance, and zero liability for unauthorized charges.
Can I add authorized users and what are the costs?
Yes, you can add authorized users for free on Gold and Platinum cards. Titanium card allows up to 3 authorized users for free, with a $75 fee for each additional user. Authorized users earn their own rewards and can access card benefits, but the primary cardholder remains responsible for all charges.
Still have questions? Our credit card specialists are here to help.
Contact Card SupportReady to Apply for Your Premium Credit Card?
Join thousands of satisfied cardholders enjoying exclusive benefits and rewards. Apply in minutes with no impact to your credit score until approved.
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